4Gi Consolting Limited Withfield Suites, Suite 102 4998 Coney Drive Belize City, Belize

Marine Insurance

Our Marine practice brings together a team of highly experienced, multi-disciplined professionals to provide customized solutions and service to clients. Our marine experts are proficient in all areas of marine exposures to meet the special coverage needs of marine clients. We have the expertise to provide solutions for clients ranging from single vessel owner and operators to Fortune 500 corporations.

Specialties

• Property & Indemnity
• Hull & Machinery
• Increased value
• War
• Loss of hire
• Mortgagees interest
• Mortgagees interest – additional perils
• Marine Consequential Loss
• Marine Liabilities
• Marine terminal operators
• Bumbershoot
• Charterers Legal Liability
• Ship repairers
• Pollution
• Protection & indemnity
• Cargo
• Global transit
• Cargo rejection
• Project cargo / marine business interruption

 

What to Expect from 4Gi

We are experts in negotiating and settling a wide variety of large claims, as well as interpreting policy language and resolving large and complex claims.

The right coverage with the most favorable terms and pricing

Strong relationships at every level of the global marine marketplace

Claims expertise – hull and machinery; protection and indemnity; pollution; cargo; cargo rejection and stock throughput.

Contact a 4Gi broker to get started.

Construction Insurance: The Foundation You Need for Success

No matter what role you play in your industry, you’re in a high-risk business — one that requires proactive and affordable construction insurance and risk management solutions.

Our construction insurance and surety specialists understand that whether you’re working on residential, commercial or municipal projects, you operate in an industry that is complex and highly competitive, often dangerous, and closely regulated.

We can help, with construction insurance solutions tailored to the unique needs of:

• General contractors
• Subcontractors/specialty trade contractors
• Professional construction services firms
• Developers and owners

Our construction insurance coverage can accommodate a wide array of professions such as:

• Carpenters
• Electricians
• Roofers
• Painters
• Plumbers
• Interior construction workers

Our advisors can help you create a construction insurance policy that has everything you need to protect your business from lawsuits, injuries, and other risks. We can help you manage risk with solutions that address:

• General liability– this policy helps protect your organization from potential lawsuits that can arise from accidents or allegations of negligence to client property
• Commercial auto insurance– unique coverage for both long and short haul transportation, towing, property damage, and instances such as bodily injury to drivers or physical damage to vehicles
• Workers’ compensation– cover employees who sustain injuries and illnesses in the course and scope of employment
• Professional Liability– protect yourself against charges of errors, omission or negligence that could destroy your reputation or business
• Construction Defect– protect against claims of negligence in the construction of a building or structure
• Environmental Insurance– coverage during an environmental incident related to cover yourself if the disposal of hazardous waste or handling of hazardous materials results in pollution
• Inland marine exposures– ensure your contractor’s equipment, tools and materials, hull and cargo are covered
• Builder’s Risk– cover property losses due to fire, water damage, explosions, ordinary wear and tear, and damage resulting from faulty design, planning, workmanship and materials

We’ll partner with you from bidding to completion, and find the right construction insurance and risk management solutions to:

• Influence your experience modification rate to help control your premium rates and maintain your prequalification status
• Reduce your workers’ compensation claim costs and premium rates
• Satisfy your performance, payment and other bond requirements
• Protect against the financial impact of general, commercial, professional, site-specific and other liability claims
• Develop and maintain a robust employee benefits program that helps attract and retain a skilled workforce

With our deep understanding of the unique practices and needs of the construction industry, we’ll work with you to create construction insurance, risk management and surety solutions that lay a foundation for your success.

Contact a 4Gi construction insurance expert to get started.

Real state insurance

Real Estate Insurance Solutions to Protect Your Portfolio

Whether your focus is on commercial properties or residential buildings, we can deliver a comprehensive real estate insurance and risk management program tailored to cover your portfolio and protect your bottom line. When developing your real estate insurance solution, we consider a wide variety of factors, including:

• Location of your property
• Industry segment and total insured real estate value
• Building construction characteristics
• Type of occupants whether commercial or residential

You’ve taken the leap to expand your portfolio, now ensure everything is in place to protect your growing business. When it comes to your property and the need for real estate insurance, we can help assess your infrastructure and safety protocols to minimize losses from standard exposures such as fire and water, and provide solutions for complex risks including cyber security, catastrophic weather events and acts of violence.

Learn more about how to tailor your insurance solutions to protect against your biggest real estate risks:

• Water damage insurance
• Property management insurance
• Tenant Liability Captive Insurance

Our real estate insurance specialists put you at the center of everything we do, so you can put your tenants at the center of everything you do.

Contact a 4Gi real estate insurance specialist to get started.

so much to lose, and so many ways to lose it

In addition to a standard business owners’ policy, business owners or managers need to be certain that you are properly covered for losses you may experience in the event that the physical assets of your business — your building and its contents, including owned or leased equipment, and outdoor fixtures, such as fences and signs — are damaged or destroyed.

Without appropriate commercial property insurance coverage, you could be putting the future of your business at risk.

What’s typically covered

Commercial property insurance coverage may include losses resulting from weather-related events, building collapse, explosion, civil commotion, equipment breakdown, or damage caused by vehicles, vessels, aircraft and vandalism.

The amount of coverage you will need depends on factors such as the type of property and its location.

Contact a 4Gi broker to get started.

Marine Insurance

Our Marine practice brings together a team of highly experienced, multi-disciplined professionals to provide customized solutions and service to clients. Our marine experts are proficient in all areas of marine exposures to meet the special coverage needs of marine clients. We have the expertise to provide solutions for clients ranging from single vessel owner and operators to Fortune 500 corporations.

Specialties

• Property & Indemnity
• Hull & Machinery
• Increased value
• War
• Loss of hire
• Mortgagees interest
• Mortgagees interest – additional perils
• Marine Consequential Loss
• Marine Liabilities
• Marine terminal operators
• Bumbershoot
• Charterers Legal Liability
• Ship repairers
• Pollution
• Protection & indemnity
• Cargo
• Global transit
• Cargo rejection
• Project cargo / marine business interruption

 

What to Expect from 4Gi

We are experts in negotiating and settling a wide variety of large claims, as well as interpreting policy language and resolving large and complex claims.

The right coverage with the most favorable terms and pricing

Strong relationships at every level of the global marine marketplace

Claims expertise – hull and machinery; protection and indemnity; pollution; cargo; cargo rejection and stock throughput.

Contact a 4Gi broker to get started.